DPDP Compliance for Insurance Companies
Policyholder data, health records, and claims history — all high-sensitivity data under the DPDP Act.
Why Insurance Companies
Can’t Ignore DPDP
Insurance companies process some of the most sensitive personal data: health records for underwriting, financial data for premium calculation, and claims history. With IRDAI regulations already in play, the DPDP Act adds explicit consent requirements, data minimisation obligations, and the right to erasure.
Insurance DPDP Challenges
Consent for Underwriting Data
Collecting health data, financial information, and lifestyle details for underwriting requires explicit, granular consent — not a blanket checkbox.
Agent & Broker Data Sharing
Policyholder data flows through agents, brokers, TPAs, and reinsurers. Each intermediary processes personal data and needs proper agreements.
Long Retention vs Right to Erasure
Insurance policies and claims data must be retained for years. But data principals can request erasure. Balancing regulatory retention with DPDP rights is complex.
Built for Insurance Compliance
Granular Underwriting Consent
Separate consent for health data collection, financial assessment, marketing, and third-party sharing. Easy audit trail for regulatory review.
Intermediary & TPA Management
Track data shared with agents, brokers, TPAs, and reinsurers. Monitor DPA status and data residency for each intermediary.
Retention Policy Automation
Configure retention periods per data type. Automatically flag data for deletion when retention expires, while preserving data needed for regulatory compliance.
Start Your Insurance
DPDP Compliance Today
Take the free assessment to understand your compliance gaps, or sign up to start managing your DPDP obligations from day one.